About

Plate & Policy is an independent information site about renewing and comparing car insurance in Canada. It is written for drivers who want to understand their renewal notice, compare quotes on equal terms and know which rules apply in their own province, from ICBC in British Columbia to the SAAQ in Quebec and the private markets in Ontario, Alberta and Atlantic Canada.

The guides explain how each system works, show quote and deductible comparisons with the arithmetic written out, and list the regulators, public insurers and complaint bodies to check. All prices and premiums in examples are illustrative and are labelled as such. We do not sell insurance, we are not a broker, and we do not rank insurers or publish ratings.

The site does not give individual insurance, legal or financial advice. Policy wordings, endorsements and provincial rules differ and change, so confirm the details with your insurer, a licensed broker or agent, or the official body named in each guide. If you have been injured, a claim has been denied or you face an allegation of misrepresentation, speak to a lawyer or licensed paralegal.

How this site is made

Plate & Policy is an independent information project. Guides are drafted with the help of AI writing tools and checked against official and primary sources before publication; see our Editorial Policy. We are not affiliated with any provider mentioned on the site and do not sell products or services.